LIC Jeevan Saral Plan 165 Maturity Calculator Excel – Download & Use Instantly

Looking for a LIC Jeevan Saral Plan 165 maturity calculator in Excel format? You’ve found the perfect tool.

This free Excel-based calculator allows you to accurately estimate the maturity amount under the LIC Jeevan Saral (Plan 165) by entering just three details:

• ✅ Your Entry Age

• ✅ The Policy Term (in years)

• ✅ Your Monthly Premium

Once entered, the Excel sheet automatically calculates:

• 📆 Total Premium Paid

• 💰 Maturity Sum Assured (MSA)

• 🎁 Loyalty Addition

• ✅ Final Maturity Amount (what you’ll receive at the end of the policy)

📥 Why Use This LIC Plan 165 Excel Calculator?

LIC Jeevan Saral (Table No. 165) is a unique policy where the maturity value is not printed on the bond and varies by age and term. This calculator:

• 📊 Works without internet (fully offline)

• ✅ Built using real MSA factors (e.g. 2900 per ₹100 annual premium for age 27, 20-year term)

• 🧠 Helps policyholders and LIC agents quickly find maturity value

• 💡 Shows real returns based on loyalty bonus of 55% — not guesses

📌 Download LIC Jeevan Saral Maturity Calculator Excel

👉 Click here to download the Excel sheet

No login, no email required. Just open the sheet, enter your details, and get your result.

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🔹 What is Maturity Sum Assured in LIC Jeevan Saral?

The MSA is a pre-defined amount based on your age, policy term, and premium. It’s not printed on your policy bond. This calculator derives it using LIC’s internal factor table.

🔹 How is Loyalty Addition calculated in Plan 165?

LIC offers a loyalty bonus (generally after 10+ years) based on the sum assured. Our Excel tool uses a 55% multiplier of MSA as a practical estimate based on LIC’s historic data.

🔹 Is there an online calculator for LIC Jeevan Saral?

Yes, click here for the online version of the calculator, or use the Excel version for offline calculation.

🔹 Can I use this tool for any age or term?

The sheet supports all standard age entries (18 to 60) and policy terms (10 to 35 years). You can modify the MSA factor if you’re an LIC agent with detailed charts.